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Every time you borrow money, you make an agreement with a version of yourself who has not arrived yet. That future version will earn the income, make the repayments and live with the decision you are making today. Thinking about…

Starting again is rarely as clean as it looks from the outside. People tend to notice the announcement: the new business, the new job, the decision to leave, the return to school, the move to another city. What they do…

There is a point when wanting more stops being about having more and becomes about living differently. A better home. A business that can finally move beyond survival. A course that could open a different career path. Equipment that would…

When you apply for a loan, one of the first questions that comes to mind is usually: “How much can I get?” But there is another question that may matter even more: “How much can I comfortably repay?” The difference…

Taking a loan is a financial decision, but it is rarely just a financial decision. There is usually a reason behind it. Perhaps you have an important expense to handle. Maybe you’re investing in an opportunity, starting something new, or…

By VisionbyAGC | September 2023 For decades, access to finance has depended heavily on a familiar set of requirements: a strong credit history, sufficient income, formal employment, collateral and an established relationship with a financial institution. For people who already…

Sometimes, you don’t want more. You want different. A different career.A different city.A new business.A professional qualification.A new home.A chance to start again somewhere else. For some people, that means leaving home in search of greener pastures. For others, it…