Vision Team

Vision Team

Borrowing From Your Future Self

Every time you borrow money, you make an agreement with a version of yourself who has not arrived yet. That future version will earn the income, make the repayments and live with the decision you are making today. Thinking about…

The Courage to Start Again

Starting again is rarely as clean as it looks from the outside. People tend to notice the announcement: the new business, the new job, the decision to leave, the return to school, the move to another city. What they do…

The Price of a Better Life

There is a point when wanting more stops being about having more and becomes about living differently. A better home. A business that can finally move beyond survival. A course that could open a different career path. Equipment that would…

How Much Loan Can You Actually Afford?

When you apply for a loan, one of the first questions that comes to mind is usually: “How much can I get?” But there is another question that may matter even more: “How much can I comfortably repay?” The difference…